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A Yard & A Half - Waltham, Massachusetts

A newly converted worker co-op landscaping service in Waltham, MA. Loan proceeds for conversion to worker co-op.

ANDCO Mobile Home Cooperative - Highgate, Vermont

A nine unit manufactured housing co-op in Swanton, VT. Loan for purchase of property by its residents.
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Artisan Beverage Cooperative - Greenfield, Massachusetts

A worker cooperative located in Greenfield, MA. . Loan for merger and working capital of two businesses: Green River Ambrosia and Katalyst Kombucha

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Associated Grocers of New England - Pembroke, New Hampshire

A co-op of independent retail grocery stores headquartered in Pembroke, NH. Loan in participation with National Cooperative Bank for Hanover Food Co-op.

Associates for Training and Development - St. Albans, Vermont

A4TD is a non-profit located in St. Albans, VT that provides training and employment services for low income workers age 55 and older.

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Aurora Pocket Neighborhood - Ithaca, New York

Aurora Pocket Neighborhood is a small-scale, cooperatively owned co-housing and small lot cottage development. It is located in Ithaca, NY. Loan proceeds for building costs and to maintain affordability.

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Beacon Light Alternative Services, Inc. - Hartford, Connecticut

Berkshire Co-op Market - Great Barrington, Massachusetts

A retail food cooperative located in western Massachusetts.

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Boston Community Cooperative - Dorchester, Massachusetts

A  housing co-op; loan for property acquisition and renovation costs.  
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Boston TechCollective - Somerville, Massachusetts

The Boston TechCollective is a worker-owned cooperative providing a full range of technology support and consulting services. Loan for working capital.
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Brattleboro Food Co-op - Brattleboro, Vermont

Large retail food cooperative
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Brattleboro Holistic Health Center - Brattleboro, Vermont

A new worker-owned health cooperative; loan to convert to worker ownership.
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Brown Association for Cooperative Housing (BACH) - Providence, Rhode Island

A student cooperative housing association at Brown University

Buffalo Street Books - Ithaca, New York

Centrally located in the historic DeWitt Mall, Buffalo Street Books is Ithaca’s community-owned cooperative bookstore. Originally opened as the Bookery II in 1981, the store was renamed Buffalo Street Books in 2009. In February of 2011, the Ithaca community put together a massive buy-out effort, raising over a quarter of a million dollars. In April of 2011, the store re-opened as a cooperatively owned bookstore.

Canopy Housing Co-op (Boston Community Cooperatives) - ,

The Canopy is the second property of Boston Community Cooperatives; it is an intentionally child-friendly home.
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Catamount Solar - Montpelier, Vermont

 A worker owned solar system sales and installation company operating in Vermont and New Hampshire; loan for working capital.
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CERO Cooperative - ,

The cooperative - CERO which stands for Cooperative Energy Recycling and Organics - helps local restaurants and other area businesses save money and improve the environment by helping them sort a substantial amount of their waste, and then partnering with CERO to collect and sell it. CERO is zero in Spanish - meaning zero waste. Loan for start-up funding.

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Chatham Real Food Market Co-op - Chatham, New York

A retail food cooperative; loan for start-up expenses.
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City Market/Onion River Co-op - Burlington, Vermont

A community owned food cooperative located in downtown Burlington, VT. Loan to purchase parking lot.

Cold Pond Community Land Trust,an affordable housing,land use trust;

Cold Pond Community Land Trust - Acworth, New Hampshire

                An affordable housing, planned land use trust; loan for land purchase.
Collective Copies

Collective Copies - Amherst, Massachusetts

A worker owned copy store. Loans for renovations, expansion in new location and working capital. "When interest rates were falling, CFNE showed itself very responsive to our needs." Download Collective Copies' borrower profile in pdf format.
Common Fire Foundation

Common Fire Foundation - Tivoli, New York

A student housing cooperative developer; loan for construction. " CFNE made all the difference in helping us get our foot in the door with a local financial institution."  
Concord Food Co-op

Concord Food Co-op - Concord, New Hampshire

A retail food cooperative; loan for working capital and expansion. "I appreciate all that you have done for the co-op; our expansion would not be happening right now without your support. It is a great thing that CFNE does building communities."
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Crown O'Maine Organic Cooperative - Vassalboro, Maine

Crown O’Maine Organic Cooperative (COM) is a worker co-op that has grown rapidly in the last five years to meet the growing demand for locally produced and organic foods. Its main purpose is to transport, deliver, market, and develop Maine food products as well as support producers by creating innovative far-reaching food systems solutions. Loan proceeds for working capital and for delivery vehicle purchase.

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Cultivating Community - Portland, Maine

 A nonprofit whose mission is to strengthen communities by growing food, preparing youth leaders and new farmers, and promoting social and environmental justice; loan for the purchase of a tractor.
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Dedham Square Artists Guild - Dedham, Massachusetts

Artist cooperative start up; loan for working capital
Deep Root Organic Farmer's Co-op

Deep Root Organic Farmer's Co-op - Waterbury Center, Vermont

A rural farmer cooperative; seasonal line of credit for working capital during growing season. "The CFNE loan helps us maintain grower payments and staff year round. It helps make Deep Root run more effectively, minimizing economic issues to our smaller growers." To read a profile on Deep Root click here A profile also was published in the Brattleboro Food Co-ops September, 2009 Food For Thought newsletter. to read the issue click here. Deep Root was featured in "Fences" magazine. To read the article click here
Dollars and Sense

Dollars and Sense - Boston, Massachusetts

A collective that publishes economic news and analysis, reports on economic justice activism, primers on economic topics, and critiques of the mainstream media's coverage of the economy; loan for seasonal working capital.

Earth Designs Cooperative - Rosendale, New York

Earth Designs Cooperative's work focuses on the sustainable and artistic management of formal gardens and natural landscapes. They design, install and maintain ornamental, edible & medicinal gardens, native meadows, no-mow lawns, natural screening, and custom stone work. Earth Designs transitioned into an employee-owned cooperative in 2016.

East Aurora Food Co-op, East Aurora, NY - ,

A food co-op in East Aurora, NY. This is a participation loan with Shared Capital Cooperative.

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Energia, LLC. - Holyoke, Massachusetts

Start-up limited liability corporation owned by nonprofits, a consumer co-op and its workers that provides energy efficiency services and job training; loan for working capital and start-up operations.   To see Energia borrower profile click here.  
Equal Exchange

Equal Exchange - West Brigewater, Massachusetts

A wholesaler and marketer of Third World goods including coffee and teas produced by cooperatives; loans for start-up initially and currently an open line of credit.  "From the beginning CFNE was a strong ally...our relationship has been a phenomenal success."
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Evergreen Realty Cooperative - Warren, Massachusetts

Newly formed manufactured housing cooperative; loan to purchase their property and for property improvements.
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Fare Share Co-op - Norway, Maine

Since 1978, Fare Share seeks to create a high-quality, low-priced, not-for-profit food supply, democratically controlled by the membership. Loan for working capital.

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FEDCO SEEDS, INC. - Waterville, Maine

Fedco Seeds is a hybrid co-op, owned 60% by consumers and 40% by worker members. • We ship trees and perennial plants only in the spring. • We ship fall bulbs and garlic only in fall just before planting time. • We ship seed potatoes and onion sets only in April and May. • We ship seeds from January through September, then take a break to prepare next year’s catalog. • We ship books, supplies and cover crops year round   Click here read article featuring Fedco Seed, Inc. president CR Lawn in "Maine Organic Farmers and Growers Association" response to Slow Money. Organic Farmers and Growers Association CR Lawn letter.pdf   To read a borrower profile.
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Fiddleheads Food Cooperative - New London, Connecticut

Fiddleheads Natural Foods Cooperative is a full service market in downtown New London, Connecticut. It offers wholesome food, environmentally friendly products, and free workshops.

Firehouse Cooperative - ,

This is a housing cooperative in a re-purposed firehouse in Worcester, MA.
Flynn Avenue Housing Cooperative

Flynn Avenue Housing Cooperative - Burlington, Vermont

A 28 unit limited equity affordable housing cooperative; loan for repairs to common space buildings.

Forest Glen Cooperative - Jamaica Plain, Massachusetts

Forest Glen Cooperative in Jamaica Plain, Massachusetts features thirteen – studio, one, two and three bedroom apartment homes. The community is positioned with one, three-story building and two, two-story adjacent buildings, all aligned on the same property.
Francis Small Heritage Fund

Francis Small Heritage Fund - Limerick, Maine

A small rural land trust; loan to purchase additional property for conservation.
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Gaia Host Collective - ,

A worker cooperative located in western, MA.  Loan for conversion to worker co-op.

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Gardiner Food Co-op & Cafe - Gardiner, Maine

A retail food co-op located in Gardiner, Maine. Loan for start-up costs - equipment & inventory purchase.

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Good Tern Co-op - Rockland, Maine

A retail food co-op located in Rockland, ME. Loan for point of sale system purchase and working capital.

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Green Mountain Spinnery - Putney, Vermont

A worker owned wool spinning mill; loans for seasonal working capital and equipment purchases. Read more about Green Mountain Spinnery by clicking here.

Greenstar Natural Foods Market - Ithaca, New York

GreenStar was created by its members to successfully operate stores with a triple bottom line: They hold profit, people and our planet as their primary concerns.

HAP, Inc. (Hampden Hampshire Housing Partnership)

HAP, Inc. (Hampden Hampshire Housing Partnership) - Springfield, Massachusetts

 A nonprofit which provides a wide range of housing services including home ownership, rental assistance, lead abatement, and safe housing for domestic violence victims to the low income population in its area; loans for working capital and computer equipment.  "CFNE's line of credit has been instrumental in facilitating HAP's ongoing efforts to upgrade its infrastructure and keep up with technological advances."  Download HAP's borrower profile here Download HAP's success story here
Hartbeat Ensemble

Hartbeat Ensemble - Hartford, Connecticut

A community theater group dedicated to social change; loan for working capital pending grant and ticket receipts. "The CFNE loan allowed us to continue with professional production of our play and to continue to offer admission on a  'pay what you can' basis." HartBeat and Steve Ginsburg received a great honor as their work was recognized in American Theatre magazine this month. For their 25th anniversary issue, American Theatre featured 25 voices that they believe will change American Theater in the next 25 years.  "HartBeat and I were chosen to write an essay about what the vision of theater 25 years from now will look like. American Theatre is the most read theater monthly in America, and we are so proud to be included in this prestigious list.You can read my essay below, or here on the TCG website. Thank you for all your support over the years, this couldn't have been achieved without you!"  Steven Ginsburg,  HartBeat Ensemble, Hartford, CT
Harvest Co-op Market

Harvest Co-op Market - Cambridge and Jamaica Plain, Massachusetts

A large retail food coop; loan for new Jamaica Plain store development and for working capital.

Homestead Acres Cooperative - ,

A manufactured housing cooperative located in Swanton, VT. Loan to finance real estate.
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Honest Weight Food Co-op. - Albany, New York

 A large retail food co-op started in 1976; loan to finance store expansion and move. 
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hOurworld - ,

hOurworld strives to remove all barriers to entry and membership in the timebanking movement so that all may have the opportunity to contribute time and talent to local community. Loan for working capital for Pay it Forward training program.

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Hunger Mountain Co-op - Montpelier, Vermont

A retail food co-op located in Montpelier, VT. Loan for Point of Sale system purchase and working capital.
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Intervale Community Farm - Burlington, Vermont

Intervale Community Farm is a community supported agriculture (CSA) program in Burlington, VT. Loan for tunnel frame construction to expand its growth cycle.

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Island Employee Cooperative, INC - Stonington, Maine

Comprised of three rural Maine businesses–Burnt Cove Market, V&S Variety and Pharmacy, and The Galley, this cooperative currently has 42 worker-owners.   Read the official Press Release   By forming the Island Employee Cooperative, Inc. (IEC), the largest worker cooperative in Maine and one of the larger worker co-ops in the United States, the employees were able to purchase the businesses from retiring owners Vern and Sandra Seile. Combined, the three businesses are one of the island’s largest employers and provide the community with a full array of groceries, hardware, prescription drugs, pharmacy items, craft supplies, and other goods and services.

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Littleton Food Co-op - Littleton, New Hampshire

A retail food cooperative; loan for expansion
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Local Sprouts Cooperative - Portland, Maine

Local Sprouts is a new culinary and cultural organization that focuses on connecting people through sharing cooked food, mutual support, knowledge and developing local self-reliance. We have three main branches: Community Supported Kitchen, Cooperative Catering and Community Learning and Food. Our mission is to provide creative local and organic food to people and non-profit organizations in Maine and to grow opportunities for youth, elders and immigrants to learn holistically through cooking food for our community. To read a borrower profile.      
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Midcoast Fishermen's Cooperative - Port Clyde, Maine

  A cooperative whose fishermen harvest their catch using environmentally sustainable fishing methods that reduce by-catch, habitat impact and fossil-fuel consumption; loan for working capital.     Watch this clip from the documentary "The Fish Belong to the People" featuring Justin Libby as captain of the Capt'n Lee:  

New England Farmers Union Education Foundation - Turners Falls, Massachusetts

New England Farmers Union Education Foundation (NEFU EF) works to protect and enhance the economic well-being and quality of life of family farmers, fishermen, foresters, nurserymen, and consumers in all six New England states. Working hand in hand with our membership organization, New England Farmers Union (NEFU), NEFU EF creates and promotes educational resources to advance the viability of our region’s producers.

New Frameworks - Burlington, Vermont

New Frameworks is a newly converted worker cooperative that offers a new framework for ecological design and construction. New Frameworks aims to heal the interrelationships between planet, people, and the built ecology through social and ecological regenerative building practices.

New Roots Cooperative Farm - ,

This farming cooperative got its start with Cultivating Community and now has leased their own land in Lewiston, ME.

North Avenue Cooperative - ,

North Avenue Co-op is a 116-unit Resident Owned Community in the city of Burlington, Vermont.
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North Country Food Co-op - Plattsburgh, New York

As a grocery store, the NCFC carries groceries, frozen foods, refrigerated foods, bulk foods, supplements and other health care products. Line of credit for equipment upgrades and store improvements.

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November Collective Cooperative Corp - Cambridgeport, Massachusetts

A limited equity 5 unit cooperatively owned and operated by its residents. Loan for mortgage and repairs.

Pelham Auto

Pelham Auto - Belchertown, Massachusetts

An employee-owned auto repair; loan approved to fund property acquisition. "CFNE has been flexible and responsive to us." Click here to read the Pelham Auto Success Story. CNN Money featured Pelham Auto in a rticel entitled When Workers Take Charge  To read more click here.  
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Plainfield Food Co-op - Plainfield, Vermont

A small retail food cooperative; loan for new furnace, to lower energy costs, and to upgrade retail displays.
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Portland Food Co-op - Portland, Maine

Portland Food Co-op is a new community owned grocery store located in Portland, ME. Loan for working capital and development.

Putney Food Co-op

Putney Food Co-op - Putney, Vermont

A food coop storefront; loan for renovations, expansion, and working capital. Click here to view a video on Putney Food Co-op's 70 anniversary.
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Quabbin Harvest - Orange, Massachusetts

Quabbin Harvest seeks to provide healthy food at an affordable price while building community, supporting local agriculture, and respecting the natural environment. A loan for start-up working capital, inventory and equipment.

Raise-Op Housing Cooperative - Lewiston, Maine

A housing cooperative. Loan for property aquistion and improvements. To see the housing co-op's you tube video:   To watch episodes of the new series starting October, 2013 of My-So Called Housing Cooperative:
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Real Pickles - Greenfield, Massachusetts

Real Pickles is a worker cooperative located in Greenfield, MA. Loan for conversion to worker co-op.
Red Sun Press

Red Sun Press - Boston, Massachusetts

A worker-owned, union shop providing printing services; loans for debt restructure and equipment purchase. Download our Red Sun Press Success story here.
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River Valley Coop - Northampton, Massachusetts

A retail food cooperative in formation; loan for start-up costs, made in cooperation with 10 lenders with a new market tax credit program.  
Rutland Area Food Co-op

Rutland Area Food Co-op - Rutland, Vermont

A small rural retail food cooperative located in Rutland, VT. Loan for working capital.

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Simple Diaper and Linen - Holyoke, Massachusetts

A converted women owned business to worker ownership;loan to facilitate conversion.  Great article here from the Berkshire Co-op's Fall 2014 Newsletter
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Sol Chariots Pedicab Cooperative - Providence, Rhode Island

A worker-owned pedicab company located in Providence, RI. Loan for start-up equipment purchases and working capital.

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South County Food Co-op - Wakefield, Rhode Island

A retail food co-op located in Wakefield, RI. Loan for relocation and expansion.

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Spirit of 76 Housing Cooperative - Medford, Massachusetts

Spirit of 76 Housing Cooperative is located in Medford, MA. Loan for house repairs.

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Springfield Food Co-op - Springfield, Vermont

The Springfield Food Co-op operates as a member owned store that provides healthy natural foods, emphasizing local and organic products in keeping with the International Co-op Principles and values. Located in Springfield, VT. Loan proceeds for working capital.

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Stone Soup Worcester - Worcester, Massachusetts

Stone Soup Worcester is an artist collective and community resource center located in Worcester, MA. Loan proceeds for post-fire renovation.

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The New School of Montpelier - Montpelier, Vermont

The New School of Montpelier is a special education day school for Vermont's unique learners ages 6-22. Loan for conversion to worker cooperative.

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Toolbox for Education and Social Change (TESA) - Northampton, Massachusetts

A worker-owned creator and distributor of educational resources for social and economic change, including the board game Co-opoly. Loan for working capital.

Triangle Court - Brandon, Vermont

Triangle Court, a mobile home park at the foothills of the Green Mountain National Forest in Brandon, VT. Under threat of an outside sale, the residents banded together in two short months, which is unusual for deals of this kind. The deal to form a resident owned community was closed on April 19th, 2016, with the help of Cooperative Development Institute (CDI), and the board took immediate action to stabilize rents at a lower price.
Turnpike Park Cooperative, Inc.

Turnpike Park Cooperative, Inc. - Westborough, Massachusetts

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Upper Valley Food Cooperative - White River Junction, Vermont

The Upper Valley Food Co-op is a community-supported natural foods market which promotes the local economy, is committed to sustainability, and enriches lives through education. Located in White River Junction, VT
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UU Community Cooperative - Roxbury, Massachusetts

A newly formed housing cooperative based in Unitarian Universalist values; loan to facilitate purchase of a  house in Boston, Massachusetts.
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Vermont Computing Cooperative - Randolph, Vermont

VCC’s mission is to provide commercial and residential computer owners with computer related products, IT service and knowledge that fulfill their wants and needs at the right price. VCC's friendly, knowledgeable and professional team will help inspire, educate and problem-solve for its customers. Loan proceeds for conversion to a worker-owned cooperative.

Wamsutta Manufactured Housing Co-op - North Attleboro, Massachusetts

A manufactured housing co-op located in North Attleboro, MA. Loan for land purchase for members.

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Warrenstreet Architects - Concord, New Hampshire

A land planning, landscape, architectural and interior design, graphic design employee-owned cooperative located in Concord, NH. Loan for working capital.

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Wellspring Upholstery Cooperative - Springfield, Massachusetts

Wellspring Upholstery Cooperative (WUC) is a worker owned cooperative providing entry-level jobs that pay a living wage with benefits for low income Springfield, MA Residents. Loan for start-up costs.

Wolfeboro Food Co-op - ,

This is a start-up food co-op in Wolfeboro, NH.
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Worcester Roots Project - Worcester , Massachusetts

Worcester Roots Project is a collective of youth and adult organizers on a mission to create opportunities for economic, social and environmental justice. It sends these roots of opportunity into the community, sprouting up co-operatively run and green projects and initiatives that build toward our vision of neighborhoods that are safe for living, working and playing.