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A Yard & A Half - Waltham, Massachusetts


A worker co-op landscaping service in Waltham, MA

Testimonial: A newly converted worker co-op landscaping service in Waltham, MA. Loan proceeds for conversion to worker co-op.

http://www.ayardandahalf.com/

ANDCO Mobile Home Cooperative - Highgate, Vermont



Testimonial: A nine unit manufactured housing co-op in Swanton, VT. Loan for purchase of property by its residents.
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Artisan Beverage Cooperative - Greenfield, Massachusetts


A worker cooperative located in Greenfield, MA. .

Testimonial: A worker cooperative located in Greenfield, MA. . Loan for merger and working capital of two businesses: Green River Ambrosia and Katalyst Kombucha

http://www.artbev.coop/

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Associated Grocers of New England - Pembroke, New Hampshire


A purchasing and distribution cooperative for independent retail grocery stores.

Testimonial: A co-op of independent retail grocery stores headquartered in Pembroke, NH. Loan in participation with National Cooperative Bank for Hanover Food Co-op.

http://www.agne.com/

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Aurora Pocket Neighborhood - Ithaca, New York


The small scale allows for uncomplicated resident management and makes Pocket Neighborhoods eaiser to place on small urban lots.

Testimonial: Aurora Pocket Neighborhood is a small-scale, cooperatively owned co-housing and small lot cottage development. It is located in Ithaca, NY. Loan proceeds for building costs and to maintain affordability. 

http://newearthliving.net/what-we-do/aurora-dwelling-circle/

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Beacon Light Alternative Services, Inc. - Hartford, Connecticut


A nonprofit focused on the needs of families in distress; loan for property renovation.
Belfast Food Cooperative

Belfast Food Cooperative - Belfast, Maine


Maine's largest retail food co-op; loan for store renovations and for working capital.

Testimonial: Maine's largest retail food co-op; loan for store renovations and for working capital.
Bethlehem Children's School

Bethlehem Children's School - Slingerlands, New York


A cooperative primary school; loan for purchase and renovation of a building for school expansion.

Testimonial: A cooperative primary school; loan for purchase and renovation of a building for school expansion.
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Boston Building Resources Cooperative - Boston, Massachusetts


A not-for-profit consumer co-op providing high quality materials at a reasonable cost and teaching people how to maintain and improve their homes. CFNE loan is for working capital and debt refinance.

Testimonial: A not-for-profit consumer co-op providing high quality materials at a reasonable cost and teaching people how to maintain and improve their homes. CFNE loan is for working capital and debt refinance.

http://www.bostonbuildingresources.com/

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Boston Community Cooperative - Dorchester, Massachusetts


A housing co-op; loan for property acquisition and renovation costs.

Testimonial: A  housing co-op; loan for property acquisition and renovation costs.  
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Boston TechCollective - Somerville, Massachusetts


The Boston TechCollective is a worker-owned cooperative providing a full range of technology support and consulting services. Loan for working capital.

Testimonial: The Boston TechCollective is a worker-owned cooperative providing a full range of technology support and consulting services. Loan for working capital.
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Brattleboro Food Co-op - Brattleboro, Vermont


A retail food cooperative; loans for store renovation and expansion.

Testimonial: Large retail food cooperative
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Brattleboro Holistic Health Center - Brattleboro, Vermont


A worker-owned health co-op, offering accupuncture, massage therapy, herbal medicine, counseling, movement therapy, dance, yoga, health and lifestyle education, and nutritional goods, formally Watercourse Way. Loan to convert to worker ownership.

Testimonial: A new worker-owned health cooperative; loan to convert to worker ownership.
Broad Park Community Development Corporation

Broad Park Community Development Corporation - Hartford, Connecticut


A nonprofit housing developer serving the Hispanic community; loan for working capital and predevelopment funds.

Testimonial: A nonprofit housing developer serving the Hispanic community; loan for working capital and predevelopment funds.
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Brown Association for Cooperative Housing (BACH) - Providence, Rhode Island


A student cooperative housing association at Brown University; loan for building renovations and mortgage refinance.

Testimonial: A student cooperative housing association at Brown University
Burlington Cohousing

Burlington Cohousing - Burlington, Vermont


A cohousing project in formation; loan for acquisition and predevelopment costs.

Testimonial: A cohousing project in formation; loan for acquisition and predevelopment costs. "Cohousing is perfect for me, it's affordable, it's accessible, and it's a community." To read the borrower profile click here    Burlington has won the Home Depot Foundation Award of Excellence- see this link for the video http://www.youtube.com/watch?v=ypQ7B1hIBSg&feature=youtube_gdata. The award was for sustainable development in cooperation with city agencies and other stakeholders- in our case Champlain Housing Trust, Vermont Housing Agency, Cooperative Fund of New England, and East Village Cohousing- the model project. The monetary award was shared among the City, CHT and Burlington Cohousing Dev LLC.
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Cambridge Cooperative Club - Cambridge, Massachusetts


A ten-member housing cooperative, founded in 1963; loan for building renovations.

Testimonial: A ten member housing cooperative founded in 1963. Loan will fund housing renovations and energy efficiency upgrades.
Cantine's Island

Cantine's Island - Saugerties, New York


A cohousing project in development; loan for "common house" construction.

Testimonial: A cohousing project in development; loan for "common house" construction .
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Catamount Solar - Montpelier, Vermont


A worker owned solar company providing sales and installation in New Hampshire and Vermont.

Testimonial:  A worker owned solar system sales and installation company operating in Vermont and New Hampshire; loan for working capital.
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CERO Cooperative - ,


The cooperative - CERO which stands for Cooperative Energy Recycling and Organics - helps local restaurants and other area businesses save money and improve the environment by helping them sort a substantial amount of their waste, and then partnering with CERO to collect and sell it. CERO is zero in Spanish - meaning zero waste.

Testimonial: The cooperative - CERO which stands for Cooperative Energy Recycling and Organics - helps local restaurants and other area businesses save money and improve the environment by helping them sort a substantial amount of their waste, and then partnering with CERO to collect and sell it. CERO is zero in Spanish - meaning zero waste. Loan for start-up funding.

http://www.cero.coop/

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Chatham Real Food Market Co-op - Chatham, New York


A retail food cooperative; loan for start-up expenses.

Testimonial: A retail food cooperative; loan for start-up expenses.
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City Market/Onion River Co-op - Burlington, Vermont


A community owned food cooperative located in Burlington, VT

Testimonial: A community owned food cooperative located in downtown Burlington, VT. Loan to purchase parking lot.

https://www.citymarket.coop/

Cold Pond Community Land Trust,an affordable housing,land use trust;

Cold Pond Community Land Trust - Acworth, New Hampshire


An affordable housing, planned land use trust; loan for land purchase.

Testimonial:                 An affordable housing, planned land use trust; loan for land purchase.
Collective Copies

Collective Copies - Amherst, Massachusetts


A worker owned copy store. Loans for renovations, expansion in new location, and working capital.

Testimonial: A worker owned copy store. Loans for renovations, expansion in new location and working capital. "When interest rates were falling, CFNE showed itself very responsive to our needs." Download Collective Copies' borrower profile in pdf format.
Common Fire Foundation

Common Fire Foundation - Tivoli, New York


A student housing cooperative developer; loan for construction.

Testimonial: A student housing cooperative developer; loan for construction. " CFNE made all the difference in helping us get our foot in the door with a local financial institution."  

Community Children's Center - Mansfield, Connecticut


A nonprofit childcare provider; loan to purchase property for expansion.

Testimonial: A nonprofit childcare provider; loan to purchase property for expansion.
Community Economic Development Center of Southeastern Massachusetts

Community Economic Development Center of Southeastern Massachusetts - New Bedford, Massachusetts


A nonprofit resource center that assists the poor and working residents in its area; loan for working capital.

Testimonial: A nonprofit resource center that assists the poor and working residents in its area; loan for working capital and to fund a micro lending program.  "CFNE's loan enabled us to make an impact onthe community by providing much needed funds to cover contract reimbursement public funding. Thanks!"
Community Health Center

Community Health Center - Middletown, Connecticut


A nonprofit healthcare provider; loans to purchase previously rented building and to purchase insurance.

Testimonial: A nonprofit healthcare provider; loans to purchase previously rented building and to purchase insurance. "We will always be appreciative to you that you were willing and able to lend to us during a very difficult time: the first time we needed the financing. You do great work."
Concord Food Co-op

Concord Food Co-op - Concord, New Hampshire


A retail food cooperative; loan for working capital and expansion.

Testimonial: A retail food cooperative; loan for working capital and expansion. "I appreciate all that you have done for the co-op; our expansion would not be happening right now without your support. It is a great thing that CFNE does building communities."
Corporation for Independent Living

Corporation for Independent Living - Wethersfield, Connecticut


A nonprofit developer of housing; loan to purchase property for accessibility renovation.

Testimonial: A nonprofit developer of housing; loan to purchase property for accessibility renovation. "Assistance from CFNE enabled us to develop transitional housing for people with physical disabilities coming out of nursing homes, The funding was used in the aquisition and rehab of a residence which is now home to people who are living semit-independently."
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Crop Circle Kitchen - Jamaica Plain, Massachusetts


A Culinary Incubator in Boston; loan for working capital

Testimonial: A shared use community kitchen and business incubator in Boston; loan for working capital.
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Crown O'Maine Organic Cooperative - Vassalboro, Maine


COM is a marketing and distribution company for small scale farms in Maine. It picks up products from over 200 farmers, food producers and fishermen and delivers them to restaurants, retail stores, buying clubs, bakers, farm stands, CSA’s, and institutional accounts across Maine and into Massachusetts.

Testimonial: Crown O’Maine Organic Cooperative (COM) is a worker co-op that has grown rapidly in the last five years to meet the growing demand for locally produced and organic foods. Its main purpose is to transport, deliver, market, and develop Maine food products as well as support producers by creating innovative far-reaching food systems solutions. Loan proceeds for working capital and for delivery vehicle purchase.

www.crownofmainecoop.com

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Cultivating Community - Portland, Maine


A nonprofit whose mission is to strengthen communities by growing food, preparing youth leaders and new farmers, and promoting social and environmental justice; loan for the purchase of a tractor.

Testimonial:  A nonprofit whose mission is to strengthen communities by growing food, preparing youth leaders and new farmers, and promoting social and environmental justice; loan for the purchase of a tractor.
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Data Systems - Burlington, Vermont


A 29 year old worker-owned computer programming company offering a full range of software design and development services, as well as PRO-IV training and support; loan for working capital.

Testimonial: A 29 year old worker-owned computer programming company offering a full range of software design and development services, as well as PRO-IV training and support; loan for working capital and new member equity share purchase.  
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Dedham Square Artists Guild - Dedham, Massachusetts


A retail artists cooperative; loan for working capital and start-up expenses.

Testimonial: Artist cooperative start up; loan for working capital
Deep Root Organic Farmer's Co-op

Deep Root Organic Farmer's Co-op - Waterbury Center, Vermont


A rural farmer cooperative; seasonal line of credit for working capital during growing season.

Testimonial: A rural farmer cooperative; seasonal line of credit for working capital during growing season. "The CFNE loan helps us maintain grower payments and staff year round. It helps make Deep Root run more effectively, minimizing economic issues to our smaller growers." To read a profile on Deep Root click here A profile also was published in the Brattleboro Food Co-ops September, 2009 Food For Thought newsletter. to read the issue click here.http://www.brattleborofoodcoop.com/news/newsletter.html Deep Root was featured in "Fences" magazine. To read the article click here
Dollars and Sense

Dollars and Sense - Boston, Massachusetts


A collective that publishes economic news and analysis, reports on economic justice activism, primers on economic topics, and critiques of the mainstream media's coverage of the economy; loan for seasonal working capital.

Testimonial: A collective that publishes economic news and analysis, reports on economic justice activism, primers on economic topics, and critiques of the mainstream media's coverage of the economy; loan for seasonal working capital.
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Energia, LLC. - Holyoke, Massachusetts


Energia provides efficiency services while training and hiring local low-income youth who have the opportunity to become worker owners of the business. Loan for working capital and start-up costs.

Testimonial: Start-up limited liability corporation owned by nonprofits, a consumer co-op and its workers that provides energy efficiency services and job training; loan for working capital and start-up operations.   To see Energia borrower profile click here.  
Equal Exchange

Equal Exchange - West Brigewater, Massachusetts


A wholesaler and marketer of Third World goods including coffee and teas produced by cooperatives; loans for start-up and to increase product line.

Testimonial: A wholesaler and marketer of Third World goods including coffee and teas produced by cooperatives; loans for start-up initially and currently an open line of credit.  "From the beginning CFNE was a strong ally...our relationship has been a phenomenal success."
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Evergreen Realty Cooperative - Warren, Massachusetts


Newly formed manufactured housing cooperative; loan to purchase their property and for property improvements.

Testimonial: Newly formed manufactured housing cooperative; loan to purchase their property and for property improvements.
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Fare Share Co-op - Norway, Maine


A food co-op located in Norway, ME

Testimonial: Since 1978, Fare Share seeks to create a high-quality, low-priced, not-for-profit food supply, democratically controlled by the membership. Loan for working capital.

http://faresharecoop.org/

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FEDCO SEEDS, INC. - Waterville, Maine


A hybrid cooperative owned 60% by consumers and 40% by worker members, Fedco has been in business since 1978. CFNE's loans are for seasonal working capital and for building purchase.

Testimonial: Fedco Seeds is a hybrid co-op, owned 60% by consumers and 40% by worker members. • We ship trees and perennial plants only in the spring. • We ship fall bulbs and garlic only in fall just before planting time. • We ship seed potatoes and onion sets only in April and May. • We ship seeds from January through September, then take a break to prepare next year’s catalog. • We ship books, supplies and cover crops year round   Click here read article featuring Fedco Seed, Inc. president CR Lawn in "Maine Organic Farmers and Growers Association" response to Slow Money. http://cooperativefund.org/sites/default/files/Maine Organic Farmers and Growers Association CR Lawn letter.pdf   To read a borrower profile.
Fenway Studios

Fenway Studios - Boston, Massachusetts


A housing co-op for artists; loan for renovation of building facade.

Testimonial: A housing co-op for artists; loan for renovation of building facade.
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Fertile Underground - Providence, Rhode Island


A start-up worker owned retail food store; loan for working capital.

Testimonial:  A start-up worker owned retail food store; loan for start up operations and working capital.
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Fiddleheads Food Cooperative - New London, Connecticut


Re-finance loan.

Testimonial: Fiddleheads Natural Foods Cooperative is a full service market in downtown New London, Connecticut. It offers wholesome food, environmentally friendly products, and free workshops.
Flynn Avenue Housing Cooperative

Flynn Avenue Housing Cooperative - Burlington, Vermont


A 28 unit limited equity affordable housing cooperative; loan for repairs to common space buildings.

Testimonial: A 28 unit limited equity affordable housing cooperative; loan for repairs to common space buildings.
Francis Small Heritage Fund

Francis Small Heritage Fund - Limerick, Maine


A small rural land trust; loan to purchase additional property for conservation.

Testimonial: A small rural land trust; loan to purchase additional property for conservation.
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Franklin County DIAL/SELF - Greenfield, Massachusetts


A community-based non-profit agency that serves the youth and communities of Western MA by providing a wide array of services that foster youth empowerment and community service; loan for working capital.

Testimonial: A community-based non-profit agency that has been serving the youth and communities of Western MA since 1977. We provide a wide array of services that foster youth empowerment and community service. Over the course of the last three decades, more than 18,000 area youth have been served by the agency in Franklin and Hampshire Counties and the North Quabbin Region.
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Gaia Host Collective - ,


Gaia Host is a worker-owned cooperative, owned and operated by the people you talk to and that keep the services running reliably. Our worker-owners work from their homes or co-working spaces in Southern Vermont and Western Massachusetts. Sometimes you might find them working from wherever the Internet is.

Testimonial: A worker cooperative located in western, MA.  Loan for conversion to worker co-op.

https://www.gaiahost.coop/

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Gardiner Food Co-op & Cafe - Gardiner, Maine


The vision for the Gardiner Food Co-op & Café is of a vibrant space owned by the community, dedicated to offering wholesome, fairly-priced food with an emphasis on local, organic, and fair trade. In addition, there is a café where friends and neighbors can gather to enjoy a warm soup, do work or brainstorm ways to bring about positive actions in our local community.

Testimonial: A retail food co-op located in Gardiner, Maine. Loan for start-up costs - equipment & inventory purchase.

http://gardinerfood.coop/

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Good Tern Co-op - Rockland, Maine


A retail food co-op located in Rockland, ME

Testimonial: A retail food co-op located in Rockland, ME. Loan for point of sale system purchase and working capital.

http://www.goodtern.com/

Green Fields Market

Green Fields Market - Greenfield, Massachusetts


A retail food co-op; loan to fund renovations and for working capital.

Testimonial: A retail food co-op; loan to fund renovations and for working capital.
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Green Mountain Spinnery - Putney, Vermont


A worker owned wool spinning mill; loans for seasonal working capital and equipment purchases.

Testimonial: A worker owned wool spinning mill; loans for seasonal working capital and equipment purchases. Read more about Green Mountain Spinnery by clicking here.
Handwork, Inc.

Handwork, Inc. - Ithaca, New York


A retail craftspeople cooperative; loan for store and building renovation.

Testimonial: A retail craftspeople cooperative; loan for store and building renovation. To read a profile on Handwork click here.
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Hanover Consumer Cooperative Society - Hanover, New Hampshire


The Hanover Consumer Cooperative Society operates the Co-op Food Stores, Co-op Community Food Market, and Co-op Service Center.

Testimonial: The Hanover Consumer Cooperative Society operates the Co-op Food Stores, Co-op Community Food Market, and Co-op Service Center. Locations in NH and VT. Loan in participation with National Cooperative Bank for new building construction.

http://www.coopfoodstore.com/

HAP, Inc. (Hampden Hampshire Housing Partnership)

HAP, Inc. (Hampden Hampshire Housing Partnership) - Springfield, Massachusetts


A nonprofit which provides a wide range of housing services including home ownership, rental assistance, lead abatement, and safe housing for domestic violence victims to the low income population in its area; loans for working capital and computer equipment.

Testimonial:  A nonprofit which provides a wide range of housing services including home ownership, rental assistance, lead abatement, and safe housing for domestic violence victims to the low income population in its area; loans for working capital and computer equipment.  "CFNE's line of credit has been instrumental in facilitating HAP's ongoing efforts to upgrade its infrastructure and keep up with technological advances."  Download HAP's borrower profile here Download HAP's success story here
Hartbeat Ensemble

Hartbeat Ensemble - Hartford, Connecticut


A community theater group dedicated to social change; loan for working capital pending grant and ticket receipts. Visit Hartbeat's Youtube channel at: www.youtube.com/user/HartBeatEnsembleTube

Testimonial: A community theater group dedicated to social change; loan for working capital pending grant and ticket receipts. "The CFNE loan allowed us to continue with professional production of our play and to continue to offer admission on a  'pay what you can' basis." HartBeat and Steve Ginsburg received a great honor as their work was recognized in American Theatre magazine this month. For their 25th anniversary issue, American Theatre featured 25 voices that they believe will change American Theater in the next 25 years.  "HartBeat and I were chosen to write an essay about what the vision of theater 25 years from now will look like. American Theatre is the most read theater monthly in America, and we are so proud to be included in this prestigious list.You can read my essay below, or here on the TCG website. Thank you for all your support over the years, this couldn't have been achieved without you!"  Steven Ginsburg,  HartBeat Ensemble, Hartford, CT www.youtube.com/user/HartBeatEnsembleTube
Harvest Co-op Market

Harvest Co-op Market - Cambridge and Jamaica Plain, Massachusetts


A large retail food coop; loan for Jamaica Plain store renovations and for working capital.

Testimonial: A large retail food coop; loan for new Jamaica Plain store development and for working capital.

Homestead Acres Cooperative - ,


Homestead Acres is a 28 unit mobile home park located in Swanton, VT.

Testimonial: A manufactured housing cooperative located in Swanton, VT. Loan to finance real estate.
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Honest Weight Food Co-op. - Albany, New York


A large retail food co-op started in 1976; loan to finance store expansion and move.

Testimonial:  A large retail food co-op started in 1976; loan to finance store expansion and move. 
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hOurworld - ,


A resource for timebanking exchanges.

Testimonial: hOurworld strives to remove all barriers to entry and membership in the timebanking movement so that all may have the opportunity to contribute time and talent to local community. Loan for working capital for Pay it Forward training program.

http://www.hourworld.org/

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Hunger Mountain Co-op - Montpelier, Vermont


Retail food cooperative; loan to purchase point of sales system and working capital.

Testimonial: A retail food co-op located in Montpelier, VT. Loan for Point of Sale system purchase and working capital.
Intervale Center

Intervale Center - Burlington, Vermont


The oldest nonprofit, community supported agriculture (CSA) farm in Vermont; loan for working capital and season needs for conposting operation.

Testimonial: The oldest nonprofit, community supported agriculture (CSA) farm in Vermont; loan for working capital and season needs for composting operation.
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Intervale Community Farm - Burlington, Vermont


Intervale Community Farm is a community supported agriculture (CSA) program in Burlington, VT. Loan for tunnel frame construction to expand its growth cycle.

Testimonial: Intervale Community Farm is a community supported agriculture (CSA) program in Burlington, VT. Loan for tunnel frame construction to expand its growth cycle.

http://intervalecommunityfarm.com/

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Island Employee Cooperative, INC - Stonington, Maine


By forming the Island Employee Cooperative, Inc. (IEC), the largest worker cooperative in Maine and one of the larger worker co-ops in the United States, the employees were able to purchase the businesses from retiring owners Vern and Sandra Seile. Combined, the three businesses are one of the island’s largest employers and provide the community with a full array of groceries, hardware, prescription drugs, pharmacy items, craft supplies, and other goods and services.

Testimonial: Comprised of three rural Maine businesses–Burnt Cove Market, V&S Variety and Pharmacy, and The Galley, this cooperative currently has 42 worker-owners.   Read the official Press Release   By forming the Island Employee Cooperative, Inc. (IEC), the largest worker cooperative in Maine and one of the larger worker co-ops in the United States, the employees were able to purchase the businesses from retiring owners Vern and Sandra Seile. Combined, the three businesses are one of the island’s largest employers and provide the community with a full array of groceries, hardware, prescription drugs, pharmacy items, craft supplies, and other goods and services.

https://www.facebook.com/IECDIS

Jamaica Plain Cohousing

Jamaica Plain Cohousing - Boston, Massachusetts


A 33 unit urban cohousing project built on a brownfields land reclamation site; loan for acquisition, construction of housing.

Testimonial: A 33 unit urban cohousing project built on a brownfields land reclamation site; loan for acquisition, construction of housing.
Land For Good

Land For Good - Keene, New Hampshire


A nonprofit whose mission is to provide education and technical assistance to plan for the future of New England's working lands; loan for working capital.

Testimonial: A nonprofit whose mission is to provide education and technical assistance to plan for the future of New England’s working lands; loan for working capital. "As a young nonprofit creating a new service in a new field, the questions CFNE's staff put to us helped us clarify our plans."
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Littleton Food Co-op - Littleton, New Hampshire


A retail food cooperative; loan for start-up costs and working capital.

Testimonial: A retail food cooperative; loan for expansion
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Local Sprouts Cooperative - Portland, Maine


A cafe and catering cooperative providing local and organic food; loan for working capital and cafe.

Testimonial: Local Sprouts is a new culinary and cultural organization that focuses on connecting people through sharing cooked food, mutual support, knowledge and developing local self-reliance. We have three main branches: Community Supported Kitchen, Cooperative Catering and Community Learning and Food. Our mission is to provide creative local and organic food to people and non-profit organizations in Maine and to grow opportunities for youth, elders and immigrants to learn holistically through cooking food for our community. To read a borrower profile.      
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Lucy Stone Housing Cooperative - Roxbury, Massachusetts


A newly formed housing cooperative based in Unitarian Universalist values; loan to facilitate purchase of a house in Boston, Massachusetts.

Testimonial: A newly formed housing cooperative based in Unitarian Universalist values; loan to facilitate purchase of a  house in Boston, Massachusetts.
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Midcoast Fishermen's Cooperative - Port Clyde, Maine


A cooperative whose fishermen harvest their catch using environmentally sustainable fishing methods that reduce by-catch, habitat impact and fossil-fuel consumption; loan for working capital.

Testimonial:   A cooperative whose fishermen harvest their catch using environmentally sustainable fishing methods that reduce by-catch, habitat impact and fossil-fuel consumption; loan for working capital.     Watch this clip from the documentary "The Fish Belong to the People" featuring Justin Libby as captain of the Capt'n Lee: http://www.hylerproductions.com/2013/10/the-fish-belong-to-people.html  
Middlebury Natural Food Cooperative

Middlebury Natural Food Cooperative - Middlebury, Vermont


A retail food co-op; loan for expansion.

Testimonial: A retail food co-op; loan for expansion.
Mosaic Commons Sawyer Hill Cohousing

Mosaic Commons Sawyer Hill Cohousing - Berlin, Massachusetts


A new 34 unit, 65 acre cohousing village loan for predevelopment costs.

Testimonial: A new 34 unit, 65 acre cohousing village loan for predevelopment costs.
Nesenkeag Co-op Farm

Nesenkeag Co-op Farm - Litchfield, New Hampshire


An organic farm that provides produce to low income and culturally diverse clients and is an educational resource for sustainable agriculture; seasonal working capital line.

Testimonial: An organic farm that provides produce to low income and culturally diverse clients and is an educational resource for sustainable agriculture; seasonal working capital line.
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North Country Food Co-op - Plattsburgh, New York


As a grocery store, the NCFC carries groceries, frozen foods, refrigerated foods, bulk foods, supplements and other health care products.

Testimonial: As a grocery store, the NCFC carries groceries, frozen foods, refrigerated foods, bulk foods, supplements and other health care products. Line of credit for equipment upgrades and store improvements.

http://northcountryfoodcoop.com/

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November Collective Cooperative Corp - Cambridgeport, Massachusetts


A 5 unit housing co-op located in Cambridgeport, MA

Testimonial: A limited equity 5 unit cooperatively owned and operated by its residents. Loan for mortgage and repairs.

https://sites.google.com/site/novembercollectivecoop/

Operation Hope

Operation Hope - Fairfield, Connecticut


A nonprofit that provides support to those in need of food and housing; loan for cash flow.

Testimonial: A nonprofit that provides support to those in need of food and housing; loan for cash flow. "The CFNE loan of credit really helped. You gave us peace of mind."
Pelham Auto

Pelham Auto - Belchertown, Massachusetts


An employee-owned auto repair; loan approved to fund property acquisition.

Testimonial: An employee-owned auto repair; loan approved to fund property acquisition. "CFNE has been flexible and responsive to us." Click here to read the Pelham Auto Success Story. CNN Money featured Pelham Auto in a rticel entitled When Workers Take Charge  To read more click here.  
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Philmont Beautification Project - Philmont, New York


Philmont Beautification, INC is a grass-roots community organization that contributes to the revitalization of the village of Philmont, NY. Loan for building renovation for a food co-op store front.

Testimonial: Philmont Beautification, INC is a grass-roots community organization that contributes to the revitalization of the village of Philmont, NY. Loan for building renovation for a food co-op store front.

http://pbinc.org/

Pigeon Cove Fishermans Co-op

Pigeon Cove Fishermans Co-op - Rockland, Massachusetts


A fisherman's cooperative offering affordable water access to local fishermen; loan for working capital.

Testimonial: A fisherman's cooperative offering affordable water access to local fishermen; loan for working capital.
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Pioneer Valley Photovoltaics - Greenfield, Massachusetts


Installer of photovoltaic (solar) energy systems; loan to provide capital for residential installations.
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Plainfield Food Co-op - Plainfield, Vermont


A small retail food cooperative; loan for new furnace, to lower energy costs, and to upgrade retail displays.

Testimonial: A small retail food cooperative; loan for new furnace, to lower energy costs, and to upgrade retail displays.
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Portland Food Co-op - Portland, Maine


Portland Food Co-op is a new community owned grocery store located in Portland, ME. Loan for working capital and development.

Testimonial: Portland Food Co-op is a new community owned grocery store located in Portland, ME. Loan for working capital and development.

http://www.portlandfood.coop/

Putney Food Co-op

Putney Food Co-op - Putney, Vermont


A food coop storefront; loan for renovations, expansion, and working capital.

Testimonial: A food coop storefront; loan for renovations, expansion, and working capital. Click here to view a video on Putney Food Co-op's 70 anniversary. http://www.youtube.com/watch?feature=player_embedded&v=I8xu-A718HQ
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Quabbin Harvest - Orange, Massachusetts



Testimonial: Quabbin Harvest seeks to provide healthy food at an affordable price while building community, supporting local agriculture, and respecting the natural environment. A loan for start-up working capital, inventory and equipment.

http://www.nqeats.org/

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Quabbin Sunrise Co-op - Ware, Massachusetts


A manufactured housing co-op located in Ware, MA. Loan for water system repairs

Testimonial: A manufactured housing co-op located in Ware, MA. Loan for water system repairs.

http://www.mhvillage.com/Communities/MobileHomePark.php?key=32103

Raise-Op Housing Cooperative - Lewiston, Maine


A limited equity housing co-op; loan to purchase property.

Testimonial: A housing cooperative. Loan for property aquistion and improvements. To see the housing co-op's you tube video:  http://www.youtube.com/watch?v=SMYBaZoTrmg   To watch episodes of the new series starting October, 2013 of My-So Called Housing Cooperative: http://www.youtube.com/watch?v=y3NP20XgIvg
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Real Pickles - Greenfield, Massachusetts


Real Pickles is a small, worker-owned cooperative producing pickled products that are raw, vinegar-free, 100% organic, and rich in probiotics.

Testimonial: Real Pickles is a worker cooperative located in Greenfield, MA. Loan for conversion to worker co-op.
Red Sun Press

Red Sun Press - Boston, Massachusetts


A worker-owned, union shop providing printing services; loan for equipment purchase.

Testimonial: A worker-owned, union shop providing printing services; loans for debt restructure and equipment purchase. Download our Red Sun Press Success story here.
Red Tomato

Red Tomato - Canton, Massachusetts


A nonprofit that strengthens family farms through market development and education; line of credit for working capital.

Testimonial: A nonprofit that strengthens family farms through market development and education; line of credit for working capital. "The manner in which CFNE managed through the continuation of our loan during stressful financial times here at Red Tomato was enormously helpful to us over many years. CFNE was among a small number of institutional and individual funders/lenders who stood by us in hard times, and supported us back to strength and ability. Thank you for that. Thank you very much."
Rising Tide Cooperative Market

Rising Tide Cooperative Market - Damariscotta, Maine


A retail food co-op; loan to fund move and expansion.

Testimonial: A retail food co-op; loan to fund move and expansion.  
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River Valley Coop - Northampton, Massachusetts


A retail food cooperative in formation; loan for start-up costs, made in cooperation with 10 lenders with a new market tax credit program.

Testimonial: A retail food cooperative in formation; loan for start-up costs, made in cooperation with 10 lenders with a new market tax credit program.  
Rutland Area Food Co-op

Rutland Area Food Co-op - Rutland, Vermont


A small rural retail food cooperative; loans to fund startup of first storefront operation and inventory purchase.

Testimonial: A small rural retail food cooperative located in Rutland, VT. Loan for working capital.

http://rutlandcoop.com/

Sheldon Oak Central

Sheldon Oak Central - Hartford, Connecticut


An urban nonprofit affordable housing developer; loan for predevelopment costs for construction.

Testimonial:  An urban nonprofit affordable housing developer; loan for predevelopment costs for construction.
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Simple Diaper and Linen - Holyoke, Massachusetts


A converted women owned business to worker ownership; loan made to facilitate conversion

Testimonial: A converted women owned business to worker ownership;loan to facilitate conversion.  Great article here from the Berkshire Co-op's Fall 2014 Newsletter
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Sol Chariots Pedicab Cooperative - Providence, Rhode Island


Sol Chariots Pedicab Cooperative is a worker-owned and operated bike taxi and delivery company in town that provides local transportation and tours and functions horizontally, giving a voice to all workers in the cooperative. Sol Chariots seeks to radically rethink work environments and to have fun while providing three-wheeled adventures and rides to the people of Providence, RI.

Testimonial: A worker-owned pedicab company located in Providence, RI. Loan for start-up equipment purchases and working capital.

http://www.solchariotspedicab.com/

South Acworth Village Community Store

South Acworth Village Community Store - South Acworth, New Hampshire


A rural community owned convenience store; loan for renovation and working capital.

Testimonial: A rural community owned convenience store; loan for renovation and working capital.
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South County Food Co-op - Wakefield, Rhode Island


The South County Co-op, previously the Alternative Food Co-op, carries a full line of natural and organic foods along with other environmentally friendly products of exceptional quality, often grown by local farmers and sold at reasonable prices in a hometown atmosphere. You will find foods grown and processed without the use of pesticides and chemicals.

Testimonial: A retail food co-op located in Wakefield, RI. Loan for relocation and expansion.

http://www.southcountyfoodcoop.com/

South Royalton Food Co-op

South Royalton Food Co-op - South Royalton, Vermont


A start-up retail food co-op; loan for working capital and start-up costs.

Testimonial:  A start-up retail food co-op; loan for working capital and start-up costs. Read South Royaltons's success story here.  
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Spirit of 76 Housing Cooperative - Medford, Massachusetts


A small housing cooperative located in Medford, MA.

Testimonial: Spirit of 76 Housing Cooperative is located in Medford, MA. Loan for house repairs.

http://bostoncoops.org/community/spirit-76

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Springfield Food Co-op - Springfield, Vermont



Testimonial: The Springfield Food Co-op operates as a member owned store that provides healthy natural foods, emphasizing local and organic products in keeping with the International Co-op Principles and values. Located in Springfield, VT. Loan proceeds for working capital.

http://springfieldfood.coop/

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Stone Soup Worcester - Worcester, Massachusetts


Stone Soup artist Collective and Community Resource Center

Testimonial: Stone Soup Worcester is an artist collective and community resource center located in Worcester, MA. Loan proceeds for post-fire renovation.

www.stonesoupworcester.org

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Stone Valley Community Market - Poultney, Vermont


A brand new food co-op in Poultney, Vermont; loan for start-up costs. Click to read an article on Stone Valley market.

Testimonial: A brand new food co-op in Poultney, Vermont; loan for start-up capital.
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Swift Waters Artisans' Cooperative - Willimantic, Connecticut


Small artisans' cooperative; loan to relocate retail operation and for working capital.

Testimonial: Small artisans' cooperative; loan to relocate retail operation and for working capital.
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The New School of Montpelier - Montpelier, Vermont


At NSM, we provide a safe and encouraging environment for students to form relationships, develop trust, gain life skills and the social competencies necessary to become successful learners and contributing members of their communities.

Testimonial: The New School of Montpelier is a special education day school for Vermont's unique learners ages 6-22. Loan for conversion to worker cooperative.

http://www.nsmvt.org/

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Toolbox for Education and Social Change (TESA) - Northampton, Massachusetts


A worker-owned creator and distributor of educational resources for social and economic change, including the board game Co-opoly. Loan for working capital.

Testimonial: A worker-owned creator and distributor of educational resources for social and economic change, including the board game Co-opoly. Loan for working capital.
Turnpike Park Cooperative, Inc.

Turnpike Park Cooperative, Inc. - Westborough, Massachusetts


Residents of the 49 mobile home park successfully incorporated and bought their own park. By becoming a cooperative they placed themselves in charge of their own housing.
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Upper Valley Food Cooperative - White River Junction, Vermont


A small natural foods co-op serving the greater Upper Valley area since 1976; loan refinance 2013.

Testimonial: The Upper Valley Food Co-op is a community-supported natural foods market which promotes the local economy, is committed to sustainability, and enriches lives through education. Located in White River Junction, VT
Urban Oaks Organic Farm

Urban Oaks Organic Farm - New Britain, Connecticut


An urban working farm; loan for working capital.

Testimonial: An urban working farm; loan for working capital.
Valley Community Development Coporation

Valley Community Development Coporation - Northampton, Massachusetts


A nonprofit corporation addressing the growing needs of low and moderate income people through developing and preserving affordable rental and ownership housing, cultivating economic self-sufficiency and fostering community leadership; loan for property purchase.

Testimonial:  A nonprofit corporation addressing the growing needs of low and moderate income people through developing and preserving affordable rental and ownership housing, cultivating economic self-sufficiency and fostering community leadership; loan for property purchase.
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Vermont Computing Cooperative - Randolph, Vermont


A worker-owned IT service business serving central Vermont.

Testimonial: VCC’s mission is to provide commercial and residential computer owners with computer related products, IT service and knowledge that fulfill their wants and needs at the right price. VCC's friendly, knowledgeable and professional team will help inspire, educate and problem-solve for its customers. Loan proceeds for conversion to a worker-owned cooperative.

http://vtcc.coop/

Voluntown Peace Trust

Voluntown Peace Trust - Voluntown, Connecticut


A cooperative of various nonprofit organizations to facilitate the purchase of a land trust and retreat center (the former home of Equity Trust); loan to purchase property.

Testimonial: A cooperative of various nonprofit organizations to facilitate the purchase of a land trust and retreat center (the former home of Equity Trust); loan to purchase property.   

Wamsutta Manufactured Housing Co-op - North Attleboro, Massachusetts


A manufactured housing co-op in North Attleboro, MA

Testimonial: A manufactured housing co-op located in North Attleboro, MA. Loan for land purchase for members.

http://www.mhvillage.com/Communities/MobileHomePark.php?key=90207

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Warrenstreet Architects - Concord, New Hampshire


An employee-owned architectural business in Concord, NH.

Testimonial: A land planning, landscape, architectural and interior design, graphic design employee-owned cooperative located in Concord, NH. Loan for working capital.

http://www.warrenstreetarchitects.com/

We Care About Homes

We Care About Homes - Beverly, Massachusetts


A nonprofit developer of housing co-ops; loan to purchase and to de-lead urban property so women and children can move in.

Testimonial: A nonprofit developer of housing co-ops; loan to purchase and to de-lead urban property so women and children can move in.
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Wellspring Upholstery Cooperative - Springfield, Massachusetts


A worker cooperative for upholstery in Springfield, MA

Testimonial: Wellspring Upholstery Cooperative (WUC) is a worker owned cooperative providing entry-level jobs that pay a living wage with benefits for low income Springfield, MA Residents. Loan for start-up costs.

http://wellspring.coop/?q=node/2

Wild Oats Market

Wild Oats Market - Williamstown, Massachusetts


A retail food market; loan for working capital.

Testimonial: A retail food market; loan for working capital.
Willimantic Food Co-op

Willimantic Food Co-op - Willimantic, Connecticut


A retail food co-op; loan for move and expansion.

Testimonial: A retail food co-op; loan for move and expansion. "CFNE recognized our viability as a cooperative even though it is out of the business 'norm', and were willing to work with us." Download Willimantic's Profile here in pdf.  
Women's Development Corporation

Women's Development Corporation - Providence, Rhode Island


A nonprofit housing developer; loan for working capital and predevelopment funds.

Testimonial: A nonprofit housing developer; loan for working capital and predevelopment funds.
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Worcester Roots Project - Worcester , Massachusetts



Testimonial: Worcester Roots Project is a collective of youth and adult organizers on a mission to create opportunities for economic, social and environmental justice. It sends these roots of opportunity into the community, sprouting up co-operatively run and green projects and initiatives that build toward our vision of neighborhoods that are safe for living, working and playing.

http://www.worcesterroots.org/